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Whether you are a first-time homebuyer or a seasoned veteran, the negotiation part of the transaction can be a little daunting and stressful. However, it is necessary to ensure you are getting the best possible deal for your money. So, what should you negotiate when buying a home?

Closing costs – A variety of factors determine your closing costs, but you can likely expect them to be between 2%-5% of the purchase price. Ask the seller to cover all or some of the closing costs upfront or request a closing credit that can be used to make specific updates and fixes to the home.

Furniture/Decor – Do you love how the seller has decorated their home? Or maybe really love how that table fits in the dining room? Buyers will sometimes negotiate keeping appliances, couches, light fixtures, patio furniture, landscaping items, and more. And many sellers agree to include it in the sale in an effort to make their home more appealing. Just remember, this items MUST be included in the written contract.

Timing of inspection and closing – Offers that include a quick inspection and close timeline can be attractice to sellers, especially if they have been going through the selling process for a long time already or are eager to move. Whatever you do, allow yourself ample time to get your financing in place and complete proper, thorough inspections. It won’t help anyone if the deal falls through for those reasons.

Home Warranty – Often sellers will agree to pay the cost of a home warranty plan at closing and then hand it off to the new homeowner. The new homeowner will then be responsible for the deductible on any future claims.

Repairs – Your inspection may uncover small or large repairs needed to bring the home up to standard. You can negotiate to have these items fixed before closing or ask for a price reduction to cover the costs.


If you’re looking for an agent in Northwest Indiana that will be a great negotiator and help you get what you need in a real estate transaction, contact us, the Kristen and Sheri Real Estate Team! We’re a strong team and work hard for every client!